OUR PROCESS
The Client Experience
Determine Objectives
Develop a financial plan based on client's:
- Financial Circumstances
- Investment Style
- Risk Tolerance
- Liquidity Needs
- Income Needs
- Time Horizon
- Tax Considerations
- Wealth Transfer Needs
- Philanthropic Goals
- Survivorship Goals
- Retirement Goals
- Lending Needs
- Insurance Needs
Formulate A Strategy
Emphasis On:
- Increasing Or Preserving Wealth
- Asset Allocation
- Long-Term Investment Outlook
- After-Tax Returns
- Tax Effective Wealth Transfer
- Tax Efficient Borrowing
- Philanthropic Gifting Vehicles
Implement The Strategy
Ongoing evaluation of objectives:
- Client's Perspective
- Callan Capitals Perspective
Review
Review performances and financial objectives through:
- Ongoing Portfolio Review
- Monthly Account Reports
- Review Meetings
- Financial Plan Updates